Plain Vanilla

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Plain vanilla is an adjective describing the simplest version of something, without any optional extras, basic or ordinary. [1] In analogy with the common ice cream flavour vanilla , which became widely and cheaply available with the development of artificial vanillin flavour. [2] Certain financial instruments , such as put options or call options , are often described as plain vanilla options. The opposite of plain vanilla options are exotic options . [3]

Plain vanilla signifies the most basic or standard version of a financial instrument, usually options , bonds , futures and swaps . Plain vanilla is the opposite of an exotic instrument, which alters the components of a traditional financial instrument, resulting in a more complex security .

Computer software , and sometimes also other computing -related systems like computer hardware or algorithms , are called vanilla when not customized from their original form, meaning that they are used without any customizations or updates applied to them. [1] Vanilla software has become a widespread de facto industry standard, widely used by businesses and individuals. The term comes from the traditional standard flavor of ice cream , vanilla . [2] According to Eric S. Raymond 's The New Hacker's Dictionary , "vanilla" means more "default" than "ordinary". [3]